WHAT WE DO

Our primary service is knowledge sharing and decision-making assistance. We help you feel informed when making financial decisions and supported in developing plans. All other services support that goal by ensuring accurate and useful records, efficient business operations, and compliance with regulations. 

We do any of the tasks needed to ensure accuracy, usefulness, completeness, and confidence in your decisions and operations. 

Depending on your values, situation, expertise, and other service providers, our process might involve some or all of the following:

Small Business Services

Comprehensive business planning and strategy development assistance

• Matching the business’s financial management plan with the organizational culture, goals, and strategy.
• Selecting and managing the company’s capital structure
• Entity selection and changes
• Managing risk and maximizing opportunities
• Accounting systems development and implementation
• Planning the intersection between business and owner finances
• Selecting owner and employee benefit programs

Operational Assistance

• Forecasting and budgeting
• Financial statement creation and analysis
• Pricing, revenue, and expense analysis

Business and personal income tax planning and preparation

Some examples of financial decisions in which I commonly participate include pricing, employee and owner compensation, loan and lease selection, equipment and real estate purchases, health insurance plans, retirement plans, tax planning, accounting systems, and many more financial topics that are beyond the scope of the business’s internal expertise. 

My name is Scott Zogbaum.  I started Camber to provide financial decision-making support for small business owners.